Does “Delivering On Promises” Sound Good To You?
I got a company memo today, that in light of all of the companies who have gone the wrong direction in the last year, caught my eye. “Delivering on Promises”. I wasn’t even sure what it was going to be...
View ArticleWhat Does The NAIC Think About Conversion Options?
I contacted the NAIC, National Association of Insurance Commissioners about the general issue of consumer abuse through conversion option changes. A trusted source at the NAIC was kind enough to reply...
View ArticleNAIC Answers Questions On Conversion Products And Options
A few days ago I was on a bit of a rip over the subjects of conversion privileges and how far too many companies are changing products offered to non guaranteed UL’s, rather than permanent products....
View ArticleInadequate Advice From The Guys In Charge!
If I’ve gone a month in the last three years without talking about conversion options and the mean spirited way some life insurance companies have treated it, forgive me. There is nothing I am quite so...
View ArticlePermanent Life Insurance At A 20% Discount? Fact Or Fiction?
Everyone wants a deal. My wife never buys anything without throwing out the Dave Ramsey line, “Is that the best you can do?”, and I am amazed at how much and where she gets discounts. Too bad Dave has...
View ArticleWe Don’t Have Four More Years. Act Now On Life Insurance!
Whether there is anything to the Mayan calendar that predicts the end of the world next month or not, there is one thing that is an absolute life insurance fact. Because of actions by the NAIC,...
View ArticleToo Late To Buy Life Insurance?
I get calls every once in a while from people whose spouse or parent is literally terminally ill and many times imminently terminal. I think they know the answer already but I understand that they see...
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